It has come to our attention that some unscrupulous tree care providers purchase liability and worker’s compensation coverage, copy the Certificate of Insurance from the issuing agent, and then quickly cancel the policy and continue to provide unaware consumers with copies of the policy, claiming to still be fully insured.

The only protection you have as a consumer is to work with a reputable company that provides those dated certificates directly from an insurance agent, with you as a named insured on the policy.  Contractors without insurance often have much better pricing – it sounds like a great deal until the true risks are revealed! Companies accredited by the Tree Care Industry Association will always provide current and valid insurance information: www.tcia.org.